Running out of money in retirement is a common fear among retirees.1 Bob Duchin, the founder of Robert J. Duchin and Associates, believes that you shouldn’t risk the money that you’ve worked so hard to save throughout your career. Risk pops up in many different ways in retirement — in the markets, in longevity, and in inflation. By using fixed index annuities, Bob helps his clients avoid downside risk while enjoying guaranteed income for life. You don’t want to spend your golden years worrying about paying your bills — instead, enjoy retirement, confident that you’ve got the income you need to protect you and your family.

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1. Transamerica Center for Retirement Studies® – A Precarious Existence: How Today’s Retirees Are Financially Faring in Retirement, December 2018.