Too many retirees take a passive approach to retirement income, believing their current retirement income plans and savings will continue to support them. Unfortunately, that’s not always the case as retirement can last 30 years or longer and bring unexpected risks, says Evan Heston of Trusted Advisors Group, Fixed index annuities are a useful tool, as they offer growth, income, and downside protection. Evan advises pre-retirees and retirees to build a retirement portfolio that is designed to provide sufficient income and protect them from any potential retirement risk.

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