The traditional model of handling retirement and financial planning for couples involves concentrating responsibility on one partner, usually the wife. As Nyles Gentz, author of Sowing the Seeds of Retirement explains, this tactic doesn’t usually work out well. All members of a household should be proportionally involved in financial and retirement planning at least to the degree of possessing basic financial literacy and knowledge about finances. Nyles walks us through his tactic of ‘gut checks’ for financial planning, a mutually considerate relationship with a financial advisor that helps couples and families weather the storms of the market and personal developments.

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